(408) 358-3200 Los Gatos, CA

About Us

Our Mission

Our agency helps individuals and businesses manage financial risks, including risks related to
income in the different stages of life. Our licensed professionals leverage the full breadth of
Farmers and Farmers-authorized financial services and insurance products, to best address our
customers' needs.

First-hand experience of the Bay Area’s entrepreneurial environment gives us a thorough
understanding of its opportunities and challenges, and related insurance and financial
management needs.

The composition of our team takes into account Silicon Valley’s multi-cultural background, and
serves equally long-time residents and recently-established professionals.

Conveniently located close to highways 85 and 17, and downtown Los Gatos and Cupertino, in
the heart of Santa Clara County, our agency is positioned to serve the San Francisco Peninsula
and Bay Area.

Areas of Expertise

We help our customers find the best responses to their needs of Auto, Home, Life and Health
Insurance. Our team also includes specialized professionals with strong experience in financial
management and savings products. This breadth of expertise provides for a unique and holistic
approach of risk and financial management.

We have at heart to find the lowest rates responding to our customers’ needs. Given the
breadth of products and services offered, we identify coverage gaps and propose products and
services to remedy.

Flexibility for Better Service

Our standard business hours are:

- Monday to Friday from 9am to 6pm
- Saturday by appointment from 10am to 2pm

We’re however happy to accommodate our customer’s time constraints by meeting early or late
in the day, or during the weekend.

While transactions are mostly completed by phone and electronically, we welcome every
opportunity to meet in-person, whether at our agency, at our client’s or close to their work place.

We seek to be involved in all our clients’ requests for service – e.g. processing losses, policy
changes or additions.

About JP Bernard

JP Bernard has more than 25 years of experience serving clients in relationships built on trust
and respect of customer needs. He leverages an acute sense of service, and strong business
experience to achieve customer satisfaction.

Board Member and Officer of several Bay Area non-profits, he’s very involved in the life of our
communities. JP’s also an active supporter of research to cure autism.

He is licensed for insurance, and securities registered.